[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f3t9yb1q7aam93":3,"$fap3po40udyj0":902},[4,18,26,34,42,50,58,66,74,82,90,98,110,118,126,133,141,149,157,165,173,181,189,201,209,217,225,233,241,253,261,269,277,289,297,305,313,321,329,337,349,357,365,373,381,393,401,409,417,425,433,441,449,457,465,473,481,489,501,509,517,524,532,540,548,556,564,572,580,588,595,603,613,625,633,641,649,661,669,677,685,693,705,713,721,729,737,745,753,761,773,781,789,797,805,813,821,833,841,854,862,870,878,886,894],{"_id":5,"guidecategory":6,"navigationlabel":13,"slug":14,"subtitle":17,"title":13},"b19c369b-83c3-42a6-9c89-28644ce1d02a",{"_id":7,"description":8,"hidden":9,"slug":10,"title":11,"imageUrl":12},"guideCategory-getting-started","Let's get you set up and running in two shakes of a ledger",false,"getting-started","Getting Started",null,"Day-one checklist",{"_type":15,"current":16},"slug","day-one-checklist","Everything to set up on your first day in stub, in 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panel.","Attach files to an invoice",{"_id":190,"guidecategory":191,"navigationlabel":196,"slug":197,"subtitle":199,"title":200},"guide-add-and-manage-customers",{"_id":192,"description":193,"hidden":9,"slug":194,"title":195,"imageUrl":12},"guideCategory-customers-suppliers","The people and parties you buy from and sell to","customers-suppliers","Customers & Suppliers","Add customers",{"_type":15,"current":198},"add-and-manage-customers","Set up the people you bill once and every invoice, quote, statement and reminder fills itself in — plus how to star, tag and import them.","Add and manage customers",{"_id":202,"guidecategory":203,"navigationlabel":204,"slug":205,"subtitle":207,"title":208},"guide-add-and-manage-suppliers",{"_id":192,"description":193,"hidden":9,"slug":194,"title":195,"imageUrl":12},"Add suppliers",{"_type":15,"current":206},"add-and-manage-suppliers","Set up the businesses you buy from once and every bill, expense and purchase order fills itself in — plus how to 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suppliers",{"_id":242,"guidecategory":243,"navigationlabel":248,"slug":249,"subtitle":251,"title":252},"guide-how-to-add-your-products-and-services",{"_id":244,"description":245,"hidden":9,"slug":246,"title":247,"imageUrl":12},"guideCategory-products-services","What you sell, inventory items, stock management and unit pricing","products-services","Products & Services","Add products & services",{"_type":15,"current":250},"how-to-add-your-products-and-services","Save what you sell once — name, price, cost price, units and tax — then pull it onto any invoice, quote or purchase order in a click.","Add products and services",{"_id":254,"guidecategory":255,"navigationlabel":256,"slug":257,"subtitle":259,"title":260},"guide-inventory-management",{"_id":244,"description":245,"hidden":9,"slug":246,"title":247,"imageUrl":12},"Inventory & stock",{"_type":15,"current":258},"inventory-management","Turn on stock tracking for an item and stub counts it for you — every sale takes the quantity off, with a stock figure and full movement history.","Track inventory and stock",{"_id":262,"guidecategory":263,"navigationlabel":264,"slug":265,"subtitle":267,"title":268},"guide-default-tax-rates-on-items",{"_id":244,"description":245,"hidden":9,"slug":246,"title":247,"imageUrl":12},"Tax on items",{"_type":15,"current":266},"default-tax-rates-on-items","Set the VAT or Sales Tax rate once on a product or service and every invoice, quote, bill and purchase order works the tax out for you.","Set a default tax rate on an item",{"_id":270,"guidecategory":271,"navigationlabel":272,"slug":273,"subtitle":275,"title":276},"guide-import-product-catalogue",{"_id":244,"description":245,"hidden":9,"slug":246,"title":247,"imageUrl":12},"Import products",{"_type":15,"current":274},"import-product-catalogue","Upload your product list — spreadsheet, CSV, PDF or photo — and stub reads it in. No template to download and no columns to map.","Import your product catalogue",{"_id":278,"guidecategory":279,"navigationlabel":284,"slug":285,"subtitle":287,"title":288},"guide-how-to-categorise-transactions",{"_id":280,"description":281,"hidden":9,"slug":282,"title":283,"imageUrl":12},"guideCategory-income-expenses","Transactions, book-keeping, categorisation and anything related to cash","income-expenses","Income & Expenses","Categorise transactions",{"_type":15,"current":286},"how-to-categorise-transactions","stub categorises most of your bank transactions as they arrive and matches payments to invoices — your job is reviewing what's left over.","Categorise your transactions",{"_id":290,"guidecategory":291,"navigationlabel":292,"slug":293,"subtitle":295,"title":296},"guide-how-to-record-income-and-expenses",{"_id":280,"description":281,"hidden":9,"slug":282,"title":283,"imageUrl":12},"Record income & expenses",{"_type":15,"current":294},"how-to-record-income-and-expenses","Log a sale or a cost yourself — from a bank transaction or from scratch — and know when something is income, an expense or an asset.","Record income and expenses",{"_id":298,"guidecategory":299,"navigationlabel":300,"slug":301,"subtitle":303,"title":304},"guide-cash-accounts",{"_id":280,"description":281,"hidden":9,"slug":282,"title":283,"imageUrl":12},"Cash accounts",{"_type":15,"current":302},"cash-accounts","Give your till, your petty cash tin and your payment wallets their own accounts in stub, so cash never gets tangled up with your bank balance.","Set up your cash accounts",{"_id":306,"guidecategory":307,"navigationlabel":308,"slug":309,"subtitle":311,"title":312},"guide-split-transactions-across-categories",{"_id":280,"description":281,"hidden":9,"slug":282,"title":283,"imageUrl":12},"Split a transaction",{"_type":15,"current":310},"split-transactions-across-categories","One payment, two or more categories — split a transaction and give each line its own category and amount until nothing is left over.","Split a transaction across categories",{"_id":314,"guidecategory":315,"navigationlabel":316,"slug":317,"subtitle":319,"title":320},"guide-match-bank-deposits-to-invoices",{"_id":280,"description":281,"hidden":9,"slug":282,"title":283,"imageUrl":12},"Match deposits to invoices",{"_type":15,"current":318},"match-bank-deposits-to-invoices","Tie the money in your bank feed to the invoice it settles, so the payment closes the invoice instead of counting as income twice.","Match a bank deposit to an invoice",{"_id":322,"guidecategory":323,"navigationlabel":324,"slug":325,"subtitle":327,"title":328},"guide-handle-personal-expenses",{"_id":280,"description":281,"hidden":9,"slug":282,"title":283,"imageUrl":12},"Personal expenses",{"_type":15,"current":326},"handle-personal-expenses","Keep personal buys out of your profit and claim back the business costs you paid for yourself — how to categorise drawings and reimbursements.","Handle personal spending on a business account",{"_id":330,"guidecategory":331,"navigationlabel":332,"slug":333,"subtitle":335,"title":336},"guide-add-vat-to-income-and-expenses",{"_id":280,"description":281,"hidden":9,"slug":282,"title":283,"imageUrl":12},"VAT on income & expenses",{"_type":15,"current":334},"add-vat-to-income-and-expenses","The VAT is already inside the amount you recorded — pick the rate on an income or expense and stub works out the tax portion for you.","Add VAT to income and expenses",{"_id":338,"guidecategory":339,"navigationlabel":344,"slug":345,"subtitle":347,"title":348},"guide-record-and-track-supplier-bills",{"_id":340,"description":341,"hidden":9,"slug":342,"title":343,"imageUrl":12},"guideCategory-bills","Bills, purchase orders, and anything else you owe or pay to a supplier","bills","Bills","Record bills",{"_type":15,"current":346},"record-and-track-supplier-bills","Capture what you owe a supplier and when it falls due, so nothing catches you out — and know when to record a bill instead of an 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bill",{"_id":366,"guidecategory":367,"navigationlabel":368,"slug":369,"subtitle":371,"title":372},"guide-recurring-expenses",{"_id":340,"description":341,"hidden":9,"slug":342,"title":343,"imageUrl":12},"Recurring expenses",{"_type":15,"current":370},"recurring-expenses","stub doesn't repeat supplier bills, so here's how to handle rent, subscriptions and utilities — automatic paperwork into Files, plus a saved view.","Handle recurring expenses",{"_id":374,"guidecategory":375,"navigationlabel":376,"slug":377,"subtitle":379,"title":380},"guide-debit-notes",{"_id":340,"description":341,"hidden":9,"slug":342,"title":343,"imageUrl":12},"Debit notes",{"_type":15,"current":378},"debit-notes","Record goods returned to a supplier, or a bill they overcharged you on — a debit note says the supplier owes you, and closes the loop on the bill.","Raise a debit 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came from.","Profit & Loss report",{"_id":402,"guidecategory":403,"navigationlabel":404,"slug":405,"subtitle":407,"title":408},"guide-cash-flow-report",{"_id":384,"description":385,"hidden":9,"slug":386,"title":387,"imageUrl":12},"Cash Flow",{"_type":15,"current":406},"cash-flow-report","The money that actually moved in and out, and what's left — the report that tells you whether you can pay the rent on Friday.","Cash Flow report",{"_id":410,"guidecategory":411,"navigationlabel":412,"slug":413,"subtitle":415,"title":416},"guide-balance-sheet-report",{"_id":384,"description":385,"hidden":9,"slug":386,"title":387,"imageUrl":12},"Balance Sheet & Trial Balance",{"_type":15,"current":414},"balance-sheet-report","What your business owns and owes on any date, and the Trial Balance that proves the books add up — including what to do when it doesn't.","Balance Sheet and Trial Balance",{"_id":418,"guidecategory":419,"navigationlabel":420,"slug":421,"subtitle":423,"title":424},"guide-financial-statements",{"_id":384,"description":385,"hidden":9,"slug":386,"title":387,"imageUrl":12},"Financial statements",{"_type":15,"current":422},"financial-statements","Pick the reports, set the period, drag them into the order you want and download one branded PDF for your bank, your accountant or your board.","Financial statements: build a management report pack",{"_id":426,"guidecategory":427,"navigationlabel":428,"slug":429,"subtitle":431,"title":432},"guide-sales-and-expenses-reports",{"_id":384,"description":385,"hidden":9,"slug":386,"title":387,"imageUrl":12},"Sales & expenses",{"_type":15,"current":430},"sales-and-expenses-reports","Where your revenue comes from and where your money goes — sales by customer and product, expenses by category and supplier, and what the pair tell you.","Sales and expenses reports",{"_id":434,"guidecategory":435,"navigationlabel":436,"slug":437,"subtitle":439,"title":440},"guide-receivables-report",{"_id":384,"description":385,"hidden":9,"slug":386,"title":387,"imageUrl":12},"Receivables",{"_type":15,"current":438},"receivables-report","Two reports covering every unpaid invoice — one for what's already late, one for what's coming up — so you chase in the right order.","Receivables: who owes you money",{"_id":442,"guidecategory":443,"navigationlabel":444,"slug":445,"subtitle":447,"title":448},"guide-payables-report",{"_id":384,"description":385,"hidden":9,"slug":386,"title":387,"imageUrl":12},"Payables",{"_type":15,"current":446},"payables-report","Two reports covering every unpaid supplier bill — one for what's already late, one for what falls due next — so no payment surprises you.","Payables: what you owe and when it's due",{"_id":450,"guidecategory":451,"navigationlabel":452,"slug":453,"subtitle":455,"title":456},"guide-vat-and-sales-tax-report",{"_id":384,"description":385,"hidden":9,"slug":386,"title":387,"imageUrl":12},"VAT & Sales Tax reports",{"_type":15,"current":454},"vat-and-sales-tax-report","What you collected for the tax authority, what you paid and can claim back, and what you owe — the reports your VAT return is built from.","VAT and Sales Tax reports",{"_id":458,"guidecategory":459,"navigationlabel":460,"slug":461,"subtitle":463,"title":464},"guide-custom-reports-with-tags",{"_id":384,"description":385,"hidden":9,"slug":386,"title":387,"imageUrl":12},"Report by tag",{"_type":15,"current":462},"custom-reports-with-tags","Split any report by tag to see which job, site, channel or campaign actually made money — not just whether the business as a whole did.","Report by project, branch or campaign",{"_id":466,"guidecategory":467,"navigationlabel":468,"slug":469,"subtitle":471,"title":472},"guide-create-and-manage-tags",{"_id":384,"description":385,"hidden":9,"slug":386,"title":387,"imageUrl":12},"Tags",{"_type":15,"current":470},"create-and-manage-tags","Label invoices, bills and expenses by project, branch, channel or campaign, so you can report on each one separately later.","Create and manage tags",{"_id":474,"guidecategory":475,"navigationlabel":476,"slug":477,"subtitle":479,"title":480},"guide-how-to-export-and-share-reports",{"_id":384,"description":385,"hidden":9,"slug":386,"title":387,"imageUrl":12},"Export & share reports",{"_type":15,"current":478},"how-to-export-and-share-reports","Download any stub report as a PDF or a CSV and send it to your accountant, your bank or your business partner — and which format suits which job.","Export and share a report",{"_id":482,"guidecategory":483,"navigationlabel":484,"slug":485,"subtitle":487,"title":488},"guide-troubleshooting-unexpected-report-numbers",{"_id":384,"description":385,"hidden":9,"slug":386,"title":387,"imageUrl":12},"Report numbers look wrong",{"_type":15,"current":486},"troubleshooting-unexpected-report-numbers","Six things to check when a report doesn't match what you expected — dates, cash versus accrual, uncategorised transactions, duplicates and tax.","Why your report numbers look wrong",{"_id":490,"guidecategory":491,"navigationlabel":496,"slug":497,"subtitle":499,"title":500},"guide-accounting-101-lets-crack-this-nut",{"_id":492,"description":493,"hidden":9,"slug":494,"title":495,"imageUrl":12},"guideCategory-accounting","General Ledger, Chart of Accounts, opening balances, and anything debit\u002Fcredit related","accounting","Accounting","Accounting 101",{"_type":15,"current":498},"accounting-101-lets-crack-this-nut","The bits of accounting you actually need to run a business — the five account types, profit, what you're owed and what you owe — without the textbook.","Accounting 101: the basics for business owners",{"_id":502,"guidecategory":503,"navigationlabel":504,"slug":505,"subtitle":507,"title":508},"guide-chart-of-accounts",{"_id":492,"description":493,"hidden":9,"slug":494,"title":495,"imageUrl":12},"Chart of Accounts",{"_type":15,"current":506},"chart-of-accounts","Adjust the categories every transaction gets filed under so your reports speak your language — add, rename, group and archive accounts.","Customise your Chart of Accounts",{"_id":510,"guidecategory":511,"navigationlabel":512,"slug":513,"subtitle":515,"title":516},"guide-default-accounts",{"_id":492,"description":493,"hidden":9,"slug":494,"title":495,"imageUrl":12},"Default accounts",{"_type":15,"current":514},"default-accounts","Tell stub which accounts to post sales, discounts, online payments, transfers, asset disposals and payables to — set once under Finance.","Set your default accounts",{"_id":518,"guidecategory":519,"navigationlabel":228,"slug":520,"subtitle":522,"title":523},"guide-opening-balances",{"_id":492,"description":493,"hidden":9,"slug":494,"title":495,"imageUrl":12},{"_type":15,"current":521},"opening-balances","Bring your starting numbers in when you switch to stub — bank balances, what you're owed and what you owe — so every report starts from the truth.","Set your opening balances",{"_id":525,"guidecategory":526,"navigationlabel":527,"slug":528,"subtitle":530,"title":531},"guide-vat-gst-and-sales-tax",{"_id":492,"description":493,"hidden":9,"slug":494,"title":495,"imageUrl":12},"VAT",{"_type":15,"current":529},"vat-gst-and-sales-tax","Turn tax on once and stub adds it to everything you sell and buy, then prepares the return before it's due — VAT, GST or Sales Tax, whichever you file.","Set up VAT",{"_id":533,"guidecategory":534,"navigationlabel":535,"slug":536,"subtitle":538,"title":539},"guide-income-tax",{"_id":492,"description":493,"hidden":9,"slug":494,"title":495,"imageUrl":12},"Income Tax",{"_type":15,"current":537},"income-tax","Tell stub who you file as — business type, tax regime, tax number and year end — and it prepares your income tax returns before they fall due.","Set up Income Tax",{"_id":541,"guidecategory":542,"navigationlabel":543,"slug":544,"subtitle":546,"title":547},"guide-general-ledger",{"_id":492,"description":493,"hidden":9,"slug":494,"title":495,"imageUrl":12},"General Ledger",{"_type":15,"current":545},"general-ledger","The master log of every transaction in your books — filter to one account, follow the running balance, and click any line through to its source.","View your General 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Lock a month once its return is in, then decide where anything changed inside it afterwards should post.","Lock a period",{"_id":565,"guidecategory":566,"navigationlabel":567,"slug":568,"subtitle":570,"title":571},"guide-how-to-set-your-financial-year",{"_id":492,"description":493,"hidden":9,"slug":494,"title":495,"imageUrl":12},"Financial year & currency",{"_type":15,"current":569},"how-to-set-your-financial-year","The two settings every report is built on — the month your financial year starts, and the currency your books are kept in.","Set your financial year and currency",{"_id":573,"guidecategory":574,"navigationlabel":575,"slug":576,"subtitle":578,"title":579},"guide-multi-currency-and-exchange-rates",{"_id":492,"description":493,"hidden":9,"slug":494,"title":495,"imageUrl":12},"Multi-currency",{"_type":15,"current":577},"multi-currency-and-exchange-rates","Invoice customers and pay suppliers in any currency while your books stay in one — stub pulls the rate and posts the gain or loss for you.","Multi-currency and exchange rates",{"_id":581,"guidecategory":582,"navigationlabel":583,"slug":584,"subtitle":586,"title":587},"guide-how-to-add-loans-and-liabilities",{"_id":492,"description":493,"hidden":9,"slug":494,"title":495,"imageUrl":12},"Loans & liabilities",{"_type":15,"current":585},"how-to-add-loans-and-liabilities","Track what the business owes — bank loans, vehicle finance, and the money you've put in yourself — and let stub post the repayments.","Add loans and liabilities",{"_id":589,"guidecategory":590,"navigationlabel":591,"slug":592,"subtitle":594,"title":591},"guide-retained-earnings",{"_id":492,"description":493,"hidden":9,"slug":494,"title":495,"imageUrl":12},"Retained earnings",{"_type":15,"current":593},"retained-earnings","The profit your business has kept instead of paying out, why it sits under Equity on your Balance Sheet, and why you never have to touch it.",{"_id":596,"guidecategory":597,"navigationlabel":598,"slug":599,"subtitle":601,"title":602},"guide-reconcile-your-bank-accounts",{"_id":492,"description":493,"hidden":9,"slug":494,"title":495,"imageUrl":12},"Reconcile accounts",{"_type":15,"current":600},"reconcile-your-bank-accounts","Make what stub says is in your bank match what your bank says — work down the uncategorised list, then check the closing balances agree.","Reconcile your bank accounts",{"_id":604,"guidecategory":605,"navigationlabel":609,"slug":610,"subtitle":611,"title":612},"guide-payroll",{"_id":606,"description":607,"hidden":9,"slug":608,"title":609,"imageUrl":12},"guideCategory-payroll","Employees, pay runs, payslips, leave and payroll returns","payroll","Payroll",{"_type":15,"current":608},"Add your team once, and every pay day starts with payslips ready to check. stub works out the tax, records the pay in your books and prepares the returns.","Set up and run payroll",{"_id":614,"guidecategory":615,"navigationlabel":620,"slug":621,"subtitle":623,"title":624},"guide-how-to-add-assets",{"_id":616,"description":617,"hidden":9,"slug":618,"title":619,"imageUrl":12},"guideCategory-assets-depreciation","The gear, equipment, property or other assets that your business holds","assets-depreciation","Assets & Depreciation","Record an asset",{"_type":15,"current":622},"how-to-add-assets","Log the expensive things your business owns — vehicles, laptops, machinery — so they sit on your Balance Sheet instead of vanishing into expenses.","Record a business asset",{"_id":626,"guidecategory":627,"navigationlabel":628,"slug":629,"subtitle":631,"title":632},"guide-how-to-add-depreciation",{"_id":616,"description":617,"hidden":9,"slug":618,"title":619,"imageUrl":12},"Depreciation",{"_type":15,"current":630},"how-to-add-depreciation","Spread the cost of expensive gear across the years you use it — pick straight line or diminishing value and stub posts it every month.","Calculate and record depreciation",{"_id":634,"guidecategory":635,"navigationlabel":636,"slug":637,"subtitle":639,"title":640},"guide-dispose-of-or-sell-an-asset",{"_id":616,"description":617,"hidden":9,"slug":618,"title":619,"imageUrl":12},"Dispose of an asset",{"_type":15,"current":638},"dispose-of-or-sell-an-asset","Take an asset off your books when you sell, scrap or retire it — depreciation stops on the disposal date and stub posts the gain or loss.","Dispose of or sell an asset",{"_id":642,"guidecategory":643,"navigationlabel":644,"slug":645,"subtitle":647,"title":648},"guide-asset-register",{"_id":616,"description":617,"hidden":9,"slug":618,"title":619,"imageUrl":12},"Review assets",{"_type":15,"current":646},"asset-register","See everything the business owns, what each item is worth now after depreciation, and what's already been written off or disposed of.","Review your asset register",{"_id":650,"guidecategory":651,"navigationlabel":656,"slug":657,"subtitle":659,"title":660},"guide-connecting-your-bank-to-stub",{"_id":652,"description":653,"hidden":9,"slug":654,"title":655,"imageUrl":12},"guideCategory-apps","Connect anything to stub: bank feeds, POS, e-commerce, payment gateways and more","apps","Apps","Connect bank feeds",{"_type":15,"current":658},"connecting-your-bank-to-stub","Link your business bank account and your transactions arrive in stub every day — no downloading statements, no retyping. Owner-only.","Connect your bank to stub",{"_id":662,"guidecategory":663,"navigationlabel":664,"slug":665,"subtitle":667,"title":668},"guide-how-to-connect-yoco-to-stub",{"_id":652,"description":653,"hidden":9,"slug":654,"title":655,"imageUrl":12},"Connect Yoco",{"_type":15,"current":666},"how-to-connect-yoco-to-stub","Connect your Yoco card machine and every card sale lands in your books automatically — what it syncs, the categories it posts to, and how sales reduce your stock.","Connect Yoco to stub",{"_id":670,"guidecategory":671,"navigationlabel":672,"slug":673,"subtitle":675,"title":676},"guide-connect-streamelements",{"_id":652,"description":653,"hidden":9,"slug":654,"title":655,"imageUrl":12},"Connect StreamElements",{"_type":15,"current":674},"connect-streamelements","Alert your stream the moment someone pays or donates through your stub payment page — connect StreamElements under Settings → Apps.","Connect StreamElements to stub",{"_id":678,"guidecategory":679,"navigationlabel":680,"slug":681,"subtitle":683,"title":684},"guide-app-sync",{"_id":652,"description":653,"hidden":9,"slug":654,"title":655,"imageUrl":12},"App sync & settings",{"_type":15,"current":682},"app-sync","Turn on background sync so an app's data flows into stub on its own, then set its start date, location and tips account.","Keep a connected app in sync",{"_id":686,"guidecategory":687,"navigationlabel":688,"slug":689,"subtitle":691,"title":692},"guide-remove-a-bank-account",{"_id":652,"description":653,"hidden":9,"slug":654,"title":655,"imageUrl":12},"Remove a bank account",{"_type":15,"current":690},"remove-a-bank-account","Disconnect an account you didn't mean to add — a personal one, or the wrong one — and clear out the transactions it brought in, in the right order.","Remove a bank account and its transactions",{"_id":694,"guidecategory":695,"navigationlabel":700,"slug":701,"subtitle":703,"title":704},"guide-manage-multiple-businesses-in-stub",{"_id":696,"description":697,"hidden":9,"slug":698,"title":699,"imageUrl":12},"guideCategory-business-setup","Team member access, user permissions, and running multiple businesses under one login.","business-setup","Business Setup","Multiple businesses",{"_type":15,"current":702},"manage-multiple-businesses-in-stub","Keep separate businesses under one stub login and switch between them in a click — nothing is shared, and each has its own billing.","Manage multiple businesses",{"_id":706,"guidecategory":707,"navigationlabel":708,"slug":709,"subtitle":711,"title":712},"guide-manage-your-team",{"_id":696,"description":697,"hidden":9,"slug":698,"title":699,"imageUrl":12},"Manage your team",{"_type":15,"current":710},"manage-your-team","Bring co-founders, staff or your accountant into your books with their own login, and choose what each of them can reach.","Manage your team and permissions",{"_id":714,"guidecategory":715,"navigationlabel":716,"slug":717,"subtitle":719,"title":720},"guide-team-roles-and-permissions",{"_id":696,"description":697,"hidden":9,"slug":698,"title":699,"imageUrl":12},"Roles and permissions",{"_type":15,"current":718},"team-roles-and-permissions","Choose what each person on your team can see and change — from full ownership to view only, or a custom mix per part of the business.","Team roles and permissions",{"_id":722,"guidecategory":723,"navigationlabel":724,"slug":725,"subtitle":727,"title":728},"guide-notifications",{"_id":696,"description":697,"hidden":9,"slug":698,"title":699,"imageUrl":12},"Notifications",{"_type":15,"current":726},"notifications","Decide what reaches your inbox, your email and your screen, and what stays quiet.","Choose which notifications you get",{"_id":730,"guidecategory":731,"navigationlabel":732,"slug":733,"subtitle":735,"title":736},"1d1c65a6-894f-45ea-9c41-b8f606abe805",{"_id":696,"description":697,"hidden":9,"slug":698,"title":699,"imageUrl":12},"Activity log",{"_type":15,"current":734},"activity-log","Every change in your business on record, with who made it, what changed and when, on each record and in Settings → Activity.","See who changed what with the activity log",{"_id":738,"guidecategory":739,"navigationlabel":740,"slug":741,"subtitle":743,"title":744},"guide-add-or-change-a-business-owner",{"_id":696,"description":697,"hidden":9,"slug":698,"title":699,"imageUrl":12},"Change owner",{"_type":15,"current":742},"add-or-change-a-business-owner","Make a partner a co-owner, or hand the business over entirely — ownership is a role several people can hold, set from Settings → Team.","Add or change a business owner",{"_id":746,"guidecategory":747,"navigationlabel":748,"slug":749,"subtitle":751,"title":752},"guide-reset-or-delete-your-business",{"_id":696,"description":697,"hidden":9,"slug":698,"title":699,"imageUrl":12},"Reset or delete",{"_type":15,"current":750},"reset-or-delete-your-business","Restore from Trash, clear your cache, reset a business to empty, or delete it for good — four actions, in increasing order of permanence.","Reset or delete your business",{"_id":754,"guidecategory":755,"navigationlabel":756,"slug":757,"subtitle":759,"title":760},"1982b21a-877b-4481-abfa-7f5f525b88e9",{"_id":696,"description":697,"hidden":9,"slug":698,"title":699,"imageUrl":12},"Custom SMTP",{"_type":15,"current":758},"send-email-from-your-own-domain","Send invoices, quotes, statements and payment reminders through your own mail server, so they arrive from a domain your clients already know — set it up, verify it, and switch it off or remove it whenever you like.","Send email from your own domain with custom SMTP",{"_id":762,"guidecategory":763,"navigationlabel":768,"slug":769,"subtitle":771,"title":772},"guide-free-trial",{"_id":764,"description":765,"hidden":9,"slug":766,"title":767,"imageUrl":12},"guideCategory-account-billing","Subscription plan, payment methods, account configuration and billing","account-billing","Account & Billing","Free trial",{"_type":15,"current":770},"free-trial","Every new business starts with 14 days on Steady Startup, free and with no card up front — what you get, what happens when it ends, and how to pick a plan.","Your free trial",{"_id":774,"guidecategory":775,"navigationlabel":776,"slug":777,"subtitle":779,"title":780},"guide-manage-your-subscription",{"_id":764,"description":765,"hidden":9,"slug":766,"title":767,"imageUrl":12},"Subscription",{"_type":15,"current":778},"manage-your-subscription","See which plan a business is on, what it costs and what your card fees are — then upgrade, change plan or cancel from Settings → Billing.","Manage your subscription and plan",{"_id":782,"guidecategory":783,"navigationlabel":784,"slug":785,"subtitle":787,"title":788},"guide-update-your-payment-card",{"_id":764,"description":765,"hidden":9,"slug":766,"title":767,"imageUrl":12},"Payment card",{"_type":15,"current":786},"update-your-payment-card","Change the card stub bills, or settle a payment that failed — stub never stores your card, so the card itself is changed in the secure billing portal.","Update your payment card",{"_id":790,"guidecategory":791,"navigationlabel":792,"slug":793,"subtitle":795,"title":796},"guide-download-stub-invoices",{"_id":764,"description":765,"hidden":9,"slug":766,"title":767,"imageUrl":12},"stub tax invoices",{"_type":15,"current":794},"download-stub-invoices","Get the tax invoices for your own stub subscription, for your records and your VAT claim — under Settings → Billing → Tax invoices.","Download your stub tax invoices",{"_id":798,"guidecategory":799,"navigationlabel":800,"slug":801,"subtitle":803,"title":804},"guide-how-to-get-stub-on-your-phone",{"_id":764,"description":765,"hidden":9,"slug":766,"title":767,"imageUrl":12},"stub on mobile & desktop",{"_type":15,"current":802},"how-to-get-stub-on-your-phone","Put stub one tap away on your phone, tablet or computer — there's nothing to download from an app store, because stub is a web app.","Get stub on your phone or desktop",{"_id":806,"guidecategory":807,"navigationlabel":808,"slug":809,"subtitle":811,"title":812},"guide-cancel-or-close-account",{"_id":764,"description":765,"hidden":9,"slug":766,"title":767,"imageUrl":12},"Cancel or close",{"_type":15,"current":810},"cancel-or-close-account","Three different things — stop paying, delete a business, or close your login for good — and what happens to your records in each case.","Cancel your subscription or close your account",{"_id":814,"guidecategory":815,"navigationlabel":816,"slug":817,"subtitle":819,"title":820},"guide-change-billing-date",{"_id":764,"description":765,"hidden":9,"slug":766,"title":767,"imageUrl":12},"Billing date",{"_type":15,"current":818},"change-billing-date","Move the day stub bills you so it lands when the money's there — up to 31 days later, with a pro-rata charge for the extra days.","Change your billing date",{"_id":822,"guidecategory":823,"navigationlabel":828,"slug":829,"subtitle":831,"title":832},"guide-find-your-account-id",{"_id":824,"description":825,"hidden":9,"slug":826,"title":827,"imageUrl":12},"guideCategory-developers","Building on the stub platform","developers","Developers","IDs & keys",{"_type":15,"current":830},"find-your-account-id","Where to find your API key, Business ID, Profile ID, MCP server address and App IDs in stub — and what each one is actually for.","Find your account ID, business ID and keys",{"_id":834,"guidecategory":835,"navigationlabel":836,"slug":837,"subtitle":839,"title":840},"guide-troubleshoot-api-errors",{"_id":824,"description":825,"hidden":9,"slug":826,"title":827,"imageUrl":12},"API errors",{"_type":15,"current":838},"troubleshoot-api-errors","What 401, 403, 404, 429 and empty responses from the stub API mean, and the fix for each — usually a key, a business or a date range.","Troubleshoot stub API errors",{"_id":842,"guidecategory":843,"navigationlabel":849,"slug":850,"subtitle":852,"title":853},"guide-how-to-connect-your-capitec-account-to-stub-2-easy-ways",{"_id":844,"description":845,"hidden":846,"slug":847,"title":848,"imageUrl":12},"ff28f1f4-eff7-46fd-a947-265343838d58","How to connect your bank account for specific banks",true,"banks","Banks","Connect Capitec",{"_type":15,"current":851},"how-to-connect-your-capitec-account-to-stub-2-easy-ways","Link a Capitec business or personal account so your transactions arrive in stub automatically — two routes to the same result.","Connect Capitec to stub",{"_id":855,"guidecategory":856,"navigationlabel":857,"slug":858,"subtitle":860,"title":861},"guide-connect-absa",{"_id":844,"description":845,"hidden":846,"slug":847,"title":848,"imageUrl":12},"Connect Absa",{"_type":15,"current":859},"connect-absa","Link your Absa account so transactions arrive in stub automatically every day — access number, PIN and password, then an approval step.","Connect Absa to stub",{"_id":863,"guidecategory":864,"navigationlabel":865,"slug":866,"subtitle":868,"title":869},"guide-connect-standard-bank",{"_id":844,"description":845,"hidden":846,"slug":847,"title":848,"imageUrl":12},"Connect Standard Bank",{"_type":15,"current":867},"connect-standard-bank","Link your Standard Bank account so transactions arrive in stub automatically every day — internet banking login, plus an approval step.","Connect Standard Bank to stub",{"_id":871,"guidecategory":872,"navigationlabel":873,"slug":874,"subtitle":876,"title":877},"guide-connect-nedbank",{"_id":844,"description":845,"hidden":846,"slug":847,"title":848,"imageUrl":12},"Connect Nedbank",{"_type":15,"current":875},"connect-nedbank","Link your Nedbank account so transactions arrive in stub automatically every day — Nedbank ID login, plus an approval in the app.","Connect Nedbank to stub",{"_id":879,"guidecategory":880,"navigationlabel":881,"slug":882,"subtitle":884,"title":885},"guide-connect-fnb",{"_id":844,"description":845,"hidden":846,"slug":847,"title":848,"imageUrl":12},"Connect FNB",{"_type":15,"current":883},"connect-fnb","Link your FNB account so transactions arrive in stub automatically every day — online banking login, plus approval by Smart InContact.","Connect FNB to stub",{"_id":887,"guidecategory":888,"navigationlabel":889,"slug":890,"subtitle":892,"title":893},"guide-how-to-connect-your-investec-accounts-to-stub",{"_id":844,"description":845,"hidden":846,"slug":847,"title":848,"imageUrl":12},"Connect Investec",{"_type":15,"current":891},"how-to-connect-your-investec-accounts-to-stub","Link your Investec bank or savings accounts so transactions arrive in stub automatically — including several accounts at once.","Connect Investec to stub",{"_id":895,"guidecategory":896,"navigationlabel":897,"slug":898,"subtitle":900,"title":901},"guide-connect-rmb-private-bank",{"_id":844,"description":845,"hidden":846,"slug":847,"title":848,"imageUrl":12},"Connect RMB Private Bank",{"_type":15,"current":899},"connect-rmb-private-bank","Link your RMB Private Bank account so transactions arrive in stub automatically every day — online banking login, plus an approval step.","Connect RMB Private Bank to stub",{"_id":774,"_updatedAt":903,"content":904,"featuredimage":1608,"guidecategory":1613,"plan":12,"subtitle":779,"title":780,"usesactions":12,"featuredimageUrl":1614,"shareimageUrl":1615,"contentHtml":1616,"headings":1617},"2026-10-28T10:45:50Z",[905,914,942,949,962,980,988,996,1011,1017,1023,1035,1045,1055,1065,1092,1100,1108,1175,1182,1188,1234,1259,1287,1293,1312,1322,1332,1344,1350,1356,1383,1389,1395,1412,1430,1447,1469,1475,1481,1497,1512,1522,1528,1558,1564,1576,1581],{"_key":906,"_type":907,"children":908,"style":913},"b01","block",[909],{"_key":910,"_type":911,"text":912},"b01s1","span","Your subscription is your arrangement with stub itself: the plan this business is on, and what stub charges for it each month.","normal",{"_key":915,"_type":907,"children":916,"style":913},"b02",[917,920,925,928,932,935,939],{"_key":918,"_type":911,"text":919},"b02s1","stub asks you to keep honest books, so it keeps its own relationship with you just as plain: one page that shows what you're on, what it costs, and where to change it. That page is ",{"_key":921,"_type":911,"marks":922,"text":924},"b02s2",[923],"strong","Settings",{"_key":926,"_type":911,"text":927},"b02s3"," → ",{"_key":929,"_type":911,"marks":930,"text":931},"b02s4",[923],"Billing",{"_key":933,"_type":911,"text":934},"b02s5",", under the ",{"_key":936,"_type":911,"marks":937,"text":938},"b02s6",[923],"Administration",{"_key":940,"_type":911,"text":941},"b02s7"," heading. Come here when a feature asks you to upgrade, when you want to know what next month's debit will be, or when you're weighing up whether a paid plan earns its keep.",{"_key":943,"_type":907,"children":944,"style":948},"b03",[945],{"_key":946,"_type":911,"text":947},"b03s1","Start with the trial","h2",{"_key":950,"_type":907,"children":951,"style":913},"b04",[952,955,959],{"_key":953,"_type":911,"text":954},"b04s1","Every new business gets ",{"_key":956,"_type":911,"marks":957,"text":958},"b04s2",[923],"14 days on Steady Startup",{"_key":960,"_type":911,"text":961},"b04s3",", with no card up front. There's nothing to cancel — if you don't pick a plan, the trial simply ends and the business moves to Sneaky Side Hustle, free, with all your records intact.",{"_key":963,"_type":907,"children":964,"markDefs":976,"style":913},"b05",[965,968,973],{"_key":966,"_type":911,"text":967},"b05s1","While you're on trial, Billing shows the four plans as cards. Pick one whenever you're ready. See ",{"_key":969,"_type":911,"marks":970,"text":972},"b05s2",[971],"b05l1","The free trial",{"_key":974,"_type":911,"text":975},"b05s3",".",[977],{"_key":971,"_type":978,"href":979},"link","https:\u002F\u002Fstub.africa\u002Fguide\u002Ffree-trial",{"_key":981,"_type":907,"children":982,"markDefs":987,"style":948},"3306cd2350ef",[983],{"_key":984,"_type":911,"marks":985,"text":986},"6fd3e0906e73",[],"Partner offers",[],{"_key":989,"_type":907,"children":990,"markDefs":995,"style":913},"e29074c6a615",[991],{"_key":992,"_type":911,"marks":993,"text":994},"1b9482efe6d5",[],"If you came to stub through a partner with an offer, such as Capitec's, Billing shows the offer at the top with the partner's logo and the next step, such as connecting your account. Once that's done, the plan cards are priced with the offer. The offer only shows while your business hasn't bought a plan, and it goes once you subscribe.",[],{"_key":997,"_type":907,"children":998,"markDefs":1010,"style":913},"ef3409e3889e",[999,1003,1007],{"_key":1000,"_type":911,"marks":1001,"text":1002},"93d4e384d36c",[],"You don't need to enter a code. When you pick a plan, the offer is applied for you and the picker says so, for example ",{"_key":1004,"_type":911,"marks":1005,"text":1006},"a5382bb347f8",[923],"Capitec offer applied",{"_key":1008,"_type":911,"marks":1009,"text":975},"a7cf8111a4a3",[],[],{"_key":1012,"_type":907,"children":1013,"style":948},"b06",[1014],{"_key":1015,"_type":911,"text":1016},"b06s1","Read your plan card",{"_key":1018,"_type":907,"children":1019,"style":913},"b07",[1020],{"_key":1021,"_type":911,"text":1022},"b07s1","The card at the top names the plan this business is on and carries its tier badge — Free, Basic, Pro or Max. Under it:",{"_key":1024,"_type":907,"children":1025,"level":1033,"listItem":1034,"style":913},"b08",[1026,1030],{"_key":1027,"_type":911,"marks":1028,"text":1029},"b08s1",[923],"Status",{"_key":1031,"_type":911,"text":1032},"b08s2"," — Active, Trial, Overdue, Paused or Cancelled.",1,"bullet",{"_key":1036,"_type":907,"children":1037,"level":1033,"listItem":1034,"style":913},"b09",[1038,1042],{"_key":1039,"_type":911,"marks":1040,"text":1041},"b09s1",[923],"Price",{"_key":1043,"_type":911,"text":1044},"b09s2"," — what you pay a month, and the discounted figure beside it if you're on one.",{"_key":1046,"_type":907,"children":1047,"level":1033,"listItem":1034,"style":913},"b10",[1048,1052],{"_key":1049,"_type":911,"marks":1050,"text":1051},"b10s1",[923],"Actions a month",{"_key":1053,"_type":911,"text":1054},"b10s2"," — the allowance your plan includes.",{"_key":1056,"_type":907,"children":1057,"level":1033,"listItem":1034,"style":913},"b11",[1058,1062],{"_key":1059,"_type":911,"marks":1060,"text":1061},"b11s1",[923],"Payment fees",{"_key":1063,"_type":911,"text":1064},"b11s2"," — what a card payment from your customer costs you, for South African and international cards. These two rows only appear once you've switched online payments on.",{"_key":1066,"_type":907,"children":1067,"style":913},"b12",[1068,1071,1075,1078,1082,1085,1089],{"_key":1069,"_type":911,"text":1070},"b12s1","The buttons on the card change with your state: ",{"_key":1072,"_type":911,"marks":1073,"text":1074},"b12s2",[923],"Manage",{"_key":1076,"_type":911,"text":1077},"b12s3"," to change plan, ",{"_key":1079,"_type":911,"marks":1080,"text":1081},"b12s4",[923],"Pay now",{"_key":1083,"_type":911,"text":1084},"b12s5"," if a payment is overdue and you have a card on file, ",{"_key":1086,"_type":911,"marks":1087,"text":1088},"b12s6",[923],"Resume",{"_key":1090,"_type":911,"text":1091},"b12s7"," if the subscription is paused.",{"_key":1093,"_type":907,"children":1094,"markDefs":1099,"style":913},"db046b97701b",[1095],{"_key":1096,"_type":911,"marks":1097,"text":1098},"634cd4243696",[],"A business on the free plan has no plan card, because there's nothing to manage yet: Billing shows only the plan cards. A trial that hasn't picked a plan sees the same.",[],{"_key":1101,"_type":907,"children":1102,"markDefs":1107,"style":948},"buyactions",[1103],{"_key":1104,"_type":911,"marks":1105,"text":1106},"a",[],"Buy more actions",[],{"_key":1109,"_type":907,"children":1110,"markDefs":1174,"style":913},"buyactions1",[1111,1115,1118,1121,1124,1128,1132,1136,1140,1144,1147,1150,1154,1158,1162,1166,1170],{"_key":1112,"_type":911,"marks":1113,"text":1114},"d9ffa298d083",[],"Your plan includes a set number of actions each month. If you run out, automation pauses until the allowance resets, though anything you do yourself keeps working. To keep automation going sooner, go to ",{"_key":1116,"_type":911,"marks":1117,"text":924},"8b3f0eda22f0",[923],{"_key":1119,"_type":911,"marks":1120,"text":927},"fbf00b2fa001",[],{"_key":1122,"_type":911,"marks":1123,"text":931},"f5c2b716729b",[923],{"_key":1125,"_type":911,"marks":1126,"text":1127},"af05591b7599",[],", find ",{"_key":1129,"_type":911,"marks":1130,"text":1131},"22de1ea374fc",[923],"Top-up balance",{"_key":1133,"_type":911,"marks":1134,"text":1135},"b73bcd1206e6",[]," and click ",{"_key":1137,"_type":911,"marks":1138,"text":1139},"8d2dc61bff67",[923],"Top up",{"_key":1141,"_type":911,"marks":1142,"text":1143},"6e9c313f86d6",[]," (the same button is on ",{"_key":1145,"_type":911,"marks":1146,"text":924},"db12c63dff95",[923],{"_key":1148,"_type":911,"marks":1149,"text":927},"98f0eee9d499",[],{"_key":1151,"_type":911,"marks":1152,"text":1153},"cd2dda4aaa0e",[923],"Usage",{"_key":1155,"_type":911,"marks":1156,"text":1157},"00b176380d04",[],"). The sheet shows your balance in actions. Pick a bundle: the larger bundles carry a badge with how much you save, for example 2,500 actions for R199 shows ",{"_key":1159,"_type":911,"marks":1160,"text":1161},"5a750fef4c4b",[923],"Save 20%",{"_key":1163,"_type":911,"marks":1164,"text":1165},"5fa011da68c1",[],". Then click ",{"_key":1167,"_type":911,"marks":1168,"text":1169},"af3b6a6987b5",[923],"Buy",{"_key":1171,"_type":911,"marks":1172,"text":1173},"32dc443c1bee",[],", which names the price, to pay with your card on file. Top-ups are only used once your plan's actions run out, and they don't expire, so nothing you buy goes to waste.",[],{"_key":1176,"_type":907,"children":1177,"markDefs":1181,"style":913},"buyactions2",[1178],{"_key":1104,"_type":911,"marks":1179,"text":1180},[],"Only people who manage billing can top up. There's no automatic top-up: you choose when to buy a bundle, so your bill never grows without you deciding.",[],{"_key":1183,"_type":907,"children":1184,"style":948},"b13",[1185],{"_key":1186,"_type":911,"text":1187},"b13s1","The plans",{"_key":1189,"_type":1190,"rows":1191},"b14","table",[1192,1200,1209,1218,1227],{"_key":1193,"_type":1194,"cells":1195},"b14r1","tableRow",[1196,1041,1051,1197,1198,1199],"Plan","Team seats","Local card fee","International card fee",{"_key":1201,"_type":1194,"cells":1202},"b14r2",[1203,1204,1205,1206,1207,1208],"Sneaky Side Hustle","Free","100","1","4.5% + R 2","4.7% + R 2",{"_key":1210,"_type":1194,"cells":1211},"b14r3",[1212,1213,1214,1215,1216,1217],"Steady Startup","R239","5 000","3","3.5% + R 2","3.7% + R 2",{"_key":1219,"_type":1194,"cells":1220},"b14r4",[1221,1222,1223,1224,1225,1226],"Growing Business","R499","8 000","5","3.0% + R 2","3.2% + R 2",{"_key":1228,"_type":1194,"cells":1229},"b14r5",[1230,1231,1232,1233,1225,1226],"Established Entrepreneur","R999","15 000","5+",{"_key":1235,"_type":907,"children":1236,"markDefs":1256,"style":913},"b15",[1237,1241,1244,1248,1253],{"_key":1238,"_type":911,"marks":1239,"text":1240},"9e5dbd935a2a",[],"Established Entrepreneur (R999 a month) is the top plan, with no cap on team members, and it's open to everyone: pick it from the plan cards, or from ",{"_key":1242,"_type":911,"marks":1243,"text":1074},"a5be71997a03",[923],{"_key":1245,"_type":911,"marks":1246,"text":1247},"0cb256c5cd76",[]," if you already pay for a plan. Your plan card is the source of truth for your own price, including any discount. The full feature-by-feature comparison is on ",{"_key":1249,"_type":911,"marks":1250,"text":1252},"b4a9e30bc08e",[1251],"d6c96de8a9c4","the pricing page",{"_key":1254,"_type":911,"marks":1255,"text":975},"accc070f9a75",[],[1257],{"_key":1251,"_type":978,"href":1258},"https:\u002F\u002Fstub.africa\u002Fpricing",{"_key":1260,"_type":907,"children":1261,"markDefs":1284,"style":913},"b16",[1262,1265,1268,1271,1275,1279,1282],{"_key":1263,"_type":911,"text":1264},"b16s1","Which plan a feature needs is decided feature by feature, and the app tells you which one when you meet a locked feature — \"Get the general ledger on the Steady Startup plan\". Most of what the guide marks as paid — bills, purchase orders, assets, the General Ledger, management reports, files, tags, extra team members, multiple currencies, automatic bank sync — is on ",{"_key":1266,"_type":911,"marks":1267,"text":1212},"b16s2",[923],{"_key":1269,"_type":911,"text":1270},"b16s3",". Sales Tax, income tax and ",{"_key":1272,"_type":911,"marks":1273,"text":608},"b16p1",[1274],"payrolllink1",{"_key":1276,"_type":911,"marks":1277,"text":1278},"b16p2",[]," are on ",{"_key":1280,"_type":911,"marks":1281,"text":1221},"b16s4",[923],{"_key":1283,"_type":911,"text":975},"b16s5",[1285],{"_key":1274,"_type":978,"href":1286},"https:\u002F\u002Fstub.africa\u002Fguide\u002Fpayroll",{"_key":1288,"_type":907,"children":1289,"style":948},"b17",[1290],{"_key":1291,"_type":911,"text":1292},"b17s1","Change your plan",{"_key":1294,"_type":907,"children":1295,"style":913},"b18",[1296,1299,1302,1305,1309],{"_key":1297,"_type":911,"text":1298},"b18s1","Click ",{"_key":1300,"_type":911,"marks":1301,"text":1074},"b18s2",[923],{"_key":1303,"_type":911,"text":1304},"b18s3"," on the plan card. A ",{"_key":1306,"_type":911,"marks":1307,"text":1308},"b18s4",[923],"Change plan",{"_key":1310,"_type":911,"text":1311},"b18s5"," window opens with every plan in one dropdown, starting on the one you're on. Pick another and stub tells you what pressing Change will do before you press it:",{"_key":1313,"_type":907,"children":1314,"level":1033,"listItem":1034,"style":913},"b19",[1315,1319],{"_key":1316,"_type":911,"marks":1317,"text":1318},"b19s1",[923],"Moving up",{"_key":1320,"_type":911,"text":1321},"b19s2"," — \"This starts immediately, and we charge you for the difference for the rest of this billing period.\" You're on the new plan straight away, and stub shows the exact amount it billed.",{"_key":1323,"_type":907,"children":1324,"level":1033,"listItem":1034,"style":913},"b20",[1325,1329],{"_key":1326,"_type":911,"marks":1327,"text":1328},"b20s1",[923],"Moving down",{"_key":1330,"_type":911,"text":1331},"b20s2"," — \"This starts at the end of your current billing period.\" Nothing is charged today. You stay where you are until the date shown, and the plan card then carries a note saying which plan you're moving to and when.",{"_key":1333,"_type":907,"children":1334,"level":1033,"listItem":1034,"markDefs":1343,"style":913},"b21",[1335,1339],{"_key":1336,"_type":911,"marks":1337,"text":1338},"6608841dd544",[923],"On the free plan",{"_key":1340,"_type":911,"marks":1341,"text":1342},"2f5dc36e4ee0",[]," — Billing shows the plans as cards and no plan card, because there's nothing to manage yet. Pick the plan you want from the cards to start a subscription.",[],{"_key":1345,"_type":907,"children":1346,"style":913},"b22",[1347],{"_key":1348,"_type":911,"text":1349},"b22s1","If you're on a legacy plan, stub asks you to confirm before it moves you, and names the price you'd be giving up. Read that sentence carefully — you can't go back to a legacy price once you've left it.",{"_key":1351,"_type":907,"children":1352,"style":948},"b23",[1353],{"_key":1354,"_type":911,"text":1355},"b23s1","Cancel",{"_key":1357,"_type":907,"children":1358,"markDefs":1380,"style":913},"b24",[1359,1362,1366,1369,1373,1377],{"_key":1104,"_type":911,"marks":1360,"text":1361},[923],"Cancel subscription",{"_key":1363,"_type":911,"marks":1364,"text":1365},"b",[]," is in the same ",{"_key":1367,"_type":911,"marks":1368,"text":1308},"c",[923],{"_key":1370,"_type":911,"marks":1371,"text":1372},"d",[]," window. stub asks once, and tells you exactly what you're agreeing to: \"This ends your subscription right away. You lose its paid features now and your business moves to the free plan. We don't refund any part of the month you've already paid for. Your card won't be charged again.\" Your records stay. If you'd rather keep the paid features until the end of the month, move down to a cheaper plan instead. Full detail in ",{"_key":1374,"_type":911,"marks":1375,"text":812},"e",[1376],"l1",{"_key":1378,"_type":911,"marks":1379,"text":975},"f",[],[1381],{"_key":1376,"_type":978,"href":1382},"https:\u002F\u002Fstub.africa\u002Fguide\u002Fcancel-or-close-account",{"_key":1384,"_type":907,"children":1385,"style":948},"b25",[1386],{"_key":1387,"_type":911,"text":1388},"b25s1","Your payment method, billing date and billing contact",{"_key":1390,"_type":907,"children":1391,"style":913},"b26",[1392],{"_key":1393,"_type":911,"text":1394},"b26s1","Three rows sit just above the plan area, and they belong to a subscription that's already running — a free or trialing business won't see them.",{"_key":1396,"_type":907,"children":1397,"level":1033,"listItem":1034,"style":913},"b27",[1398,1402,1405,1409],{"_key":1399,"_type":911,"marks":1400,"text":1401},"b27s1",[923],"Payment method",{"_key":1403,"_type":911,"text":1404},"b27s2"," — the card stub bills, with its expiry. Click ",{"_key":1406,"_type":911,"marks":1407,"text":1408},"b27s3",[923],"Change",{"_key":1410,"_type":911,"text":1411},"b27s4"," to open stub's secure billing portal and update it. There are no card fields in the app itself, because stub never stores or shows your card. If the card expires, this row says so.",{"_key":1413,"_type":907,"children":1414,"level":1033,"listItem":1034,"markDefs":1427,"style":913},"b28",[1415,1418,1421,1425],{"_key":1416,"_type":911,"marks":1417,"text":816},"b28s1",[923],{"_key":1419,"_type":911,"text":1420},"b28s2"," — the day of the month stub charges you. See ",{"_key":1422,"_type":911,"marks":1423,"text":820},"b28s3",[1424],"b28l1",{"_key":1426,"_type":911,"text":975},"b28s4",[1428],{"_key":1424,"_type":978,"href":1429},"https:\u002F\u002Fstub.africa\u002Fguide\u002Fchange-billing-date",{"_key":1431,"_type":907,"children":1432,"level":1033,"listItem":1034,"style":913},"b29",[1433,1437,1440,1444],{"_key":1434,"_type":911,"marks":1435,"text":1436},"b29s1",[923],"Billing contact",{"_key":1438,"_type":911,"text":1439},"b29s2"," — where subscription receipts and payment notifications go. By default that's the business email; click ",{"_key":1441,"_type":911,"marks":1442,"text":1443},"b29s3",[923],"Edit",{"_key":1445,"_type":911,"text":1446},"b29s4"," to pick any team member's address or your own instead, and choose the business email again to clear the override.",{"_key":1448,"_type":907,"children":1449,"markDefs":1466,"style":913},"b30",[1450,1453,1457,1460,1464],{"_key":1451,"_type":911,"text":1452},"b30s1","Your ",{"_key":1454,"_type":911,"marks":1455,"text":1456},"b30s2",[923],"Tax invoices",{"_key":1458,"_type":911,"text":1459},"b30s3"," stay at the bottom of the page — see ",{"_key":1461,"_type":911,"marks":1462,"text":796},"b30s4",[1463],"b30l1",{"_key":1465,"_type":911,"text":975},"b30s5",[1467],{"_key":1463,"_type":978,"href":1468},"https:\u002F\u002Fstub.africa\u002Fguide\u002Fdownload-stub-invoices",{"_key":1470,"_type":907,"children":1471,"style":948},"b31",[1472],{"_key":1473,"_type":911,"text":1474},"b31s1","If you are on a trial, overdue or cancelled",{"_key":1476,"_type":907,"children":1477,"style":913},"b32",[1478],{"_key":1479,"_type":911,"text":1480},"b32s1","A notice at the top of the page says where you stand.",{"_key":1482,"_type":907,"children":1483,"level":1033,"listItem":1034,"style":913},"b33",[1484,1488,1491,1494],{"_key":1485,"_type":911,"marks":1486,"text":1487},"b33s1",[923],"Overdue",{"_key":1489,"_type":911,"text":1490},"b33s2"," — stub will retry your card before the date shown, and if it still fails the business drops to Sneaky Side Hustle. If you have a card on file you don't have to wait: click ",{"_key":1492,"_type":911,"marks":1493,"text":1081},"b33s3",[923],{"_key":1495,"_type":911,"text":1496},"b33s4"," on the plan card to settle it straight away.",{"_key":1498,"_type":907,"children":1499,"level":1033,"listItem":1034,"markDefs":1511,"style":913},"b34",[1500,1503,1506,1508],{"_key":1104,"_type":911,"marks":1501,"text":1502},[923],"Cancelled",{"_key":1363,"_type":911,"marks":1504,"text":1505},[]," — the subscription has ended and the business is on the free plan. Your records are all still there. To come back, pick a plan from the plan cards shown under your plan card. There's no ",{"_key":1367,"_type":911,"marks":1507,"text":1074},[923],{"_key":1370,"_type":911,"marks":1509,"text":1510},[]," button on a cancelled plan.",[],{"_key":1513,"_type":907,"children":1514,"level":1033,"listItem":1034,"style":913},"b35",[1515,1519],{"_key":1516,"_type":911,"marks":1517,"text":1518},"b35s1",[923],"Trial",{"_key":1520,"_type":911,"text":1521},"b35s2"," — the date it ends, and the four plan cards below it to pick from.",{"_key":1523,"_type":907,"children":1524,"style":948},"b36",[1525],{"_key":1526,"_type":911,"text":1527},"b36s1","If you were already paying before the plans changed",{"_key":1529,"_type":907,"children":1530,"markDefs":1555,"style":913},"b37",[1531,1534,1538,1541,1545,1548,1553],{"_key":1532,"_type":911,"text":1533},"b37s1","Some businesses are on ",{"_key":1535,"_type":911,"marks":1536,"text":1537},"b37s2",[923],"Growing Business (Legacy)",{"_key":1539,"_type":911,"text":1540},"b37s3"," at R189 — the plan that carried the Growing Business name before the four-plan sheet went live. It isn't the Growing Business on the pricing page: different price, and 3 seats rather than 5. stub honours it ",{"_key":1542,"_type":911,"marks":1543,"text":1544},"b37s4",[923],"until September 2027",{"_key":1546,"_type":911,"text":1547},"b37s5",", and says so on your plan card. See ",{"_key":1549,"_type":911,"marks":1550,"text":1552},"b37s6",[1551],"b37l1","What the price change means if you were already paying",{"_key":1554,"_type":911,"text":975},"b37s7",[1556],{"_key":1551,"_type":978,"href":1557},"https:\u002F\u002Fstub.africa\u002Fguide\u002Flegacy-plans",{"_key":1559,"_type":907,"children":1560,"style":948},"b2a3f99d0472",[1561],{"_key":1562,"_type":911,"text":1563},"7710342ce85a","If a partner manages your subscription",{"_key":1565,"_type":907,"children":1566,"style":913},"b8e3040a5396",[1567,1570,1573],{"_key":1568,"_type":911,"text":1569},"5f633ce88efb","If you came to stub through a partner, clicking ",{"_key":1571,"_type":911,"marks":1572,"text":1074},"3bac0511c3e4",[923],{"_key":1574,"_type":911,"text":1575},"b254cdf5dea7"," tells you who handles your billing. Speak to them rather than to stub.",{"_key":1577,"_type":907,"children":1578,"style":948},"bd3ac9d04e71",[1579],{"_key":1580,"_type":911,"text":700},"7bbe595b7276",{"_key":1582,"_type":907,"children":1583,"markDefs":1605,"style":913},"95a2fddf3a40",[1584,1587,1590,1592,1595,1598,1603],{"_key":1585,"_type":911,"text":1586},"c5164fbe5a53","Each business has its own subscription. Switch business first, then check ",{"_key":1588,"_type":911,"marks":1589,"text":924},"18f6349ee6bd",[923],{"_key":1591,"_type":911,"text":927},"132f0034226a",{"_key":1593,"_type":911,"marks":1594,"text":931},"6dc37e2e473d",[923],{"_key":1596,"_type":911,"text":1597},"800fc9cd2b11",". See ",{"_key":1599,"_type":911,"marks":1600,"text":1602},"bfb0d5eab639",[1601],"e9d002290581","Run multiple businesses",{"_key":1604,"_type":911,"text":975},"af74a63534c6",[1606],{"_key":1601,"_type":978,"href":1607},"https:\u002F\u002Fstub.africa\u002Fguide\u002Fmanage-multiple-businesses-in-stub",{"_type":1609,"asset":1610},"image",{"_ref":1611,"_type":1612},"image-e73afbb5dc4d951fa4f0e568ee57d8fb12b1a47d-2560x1440-png","reference",{"_id":764,"slug":766,"title":767},"https:\u002F\u002Fcdn.sanity.io\u002Fimages\u002F59aqi1lf\u002Fproduction\u002Fe73afbb5dc4d951fa4f0e568ee57d8fb12b1a47d-2560x1440.png?w=1440&auto=format","https:\u002F\u002Fcdn.sanity.io\u002Fimages\u002F59aqi1lf\u002Fproduction\u002Fe73afbb5dc4d951fa4f0e568ee57d8fb12b1a47d-2560x1440.png?rect=0,48,2560,1344&w=1200&h=630&fm=jpg&q=80&fit=crop","\u003Cp>Your subscription is your arrangement with stub itself: the plan this business is on, and what stub charges for it each month.\u003C\u002Fp>\u003Cp>stub asks you to keep honest books, so it keeps its own relationship with you just as plain: one page that shows what you're on, what it costs, and where to change it. That page is \u003Cstrong>Settings\u003C\u002Fstrong> → \u003Cstrong>Billing\u003C\u002Fstrong>, under the \u003Cstrong>Administration\u003C\u002Fstrong> heading. Come here when a feature asks you to upgrade, when you want to know what next month's debit will be, or when you're weighing up whether a paid plan earns its keep.\u003C\u002Fp>\u003Ch2 id=\"start-with-the-trial\">Start with the trial\u003C\u002Fh2>\u003Cp>Every new business gets \u003Cstrong>14 days on Steady Startup\u003C\u002Fstrong>, with no card up front. There's nothing to cancel — if you don't pick a plan, the trial simply ends and the business moves to Sneaky Side Hustle, free, with all your records intact.\u003C\u002Fp>\u003Cp>While you're on trial, Billing shows the four plans as cards. Pick one whenever you're ready. See \u003Ca href=\"https:\u002F\u002Fstub.africa\u002Fguide\u002Ffree-trial\">The free trial\u003C\u002Fa>.\u003C\u002Fp>\u003Ch2 id=\"partner-offers\">Partner offers\u003C\u002Fh2>\u003Cp>If you came to stub through a partner with an offer, such as Capitec's, Billing shows the offer at the top with the partner's logo and the next step, such as connecting your account. Once that's done, the plan cards are priced with the offer. The offer only shows while your business hasn't bought a plan, and it goes once you subscribe.\u003C\u002Fp>\u003Cp>You don't need to enter a code. When you pick a plan, the offer is applied for you and the picker says so, for example \u003Cstrong>Capitec offer applied\u003C\u002Fstrong>.\u003C\u002Fp>\u003Ch2 id=\"read-your-plan-card\">Read your plan card\u003C\u002Fh2>\u003Cp>The card at the top names the plan this business is on and carries its tier badge — Free, Basic, Pro or Max. Under it:\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cstrong>Status\u003C\u002Fstrong> — Active, Trial, Overdue, Paused or Cancelled.\u003C\u002Fli>\u003Cli>\u003Cstrong>Price\u003C\u002Fstrong> — what you pay a month, and the discounted figure beside it if you're on one.\u003C\u002Fli>\u003Cli>\u003Cstrong>Actions a month\u003C\u002Fstrong> — the allowance your plan includes.\u003C\u002Fli>\u003Cli>\u003Cstrong>Payment fees\u003C\u002Fstrong> — what a card payment from your customer costs you, for South African and international cards. These two rows only appear once you've switched online payments on.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>The buttons on the card change with your state: \u003Cstrong>Manage\u003C\u002Fstrong> to change plan, \u003Cstrong>Pay now\u003C\u002Fstrong> if a payment is overdue and you have a card on file, \u003Cstrong>Resume\u003C\u002Fstrong> if the subscription is paused.\u003C\u002Fp>\u003Cp>A business on the free plan has no plan card, because there's nothing to manage yet: Billing shows only the plan cards. A trial that hasn't picked a plan sees the same.\u003C\u002Fp>\u003Ch2 id=\"buy-more-actions\">Buy more actions\u003C\u002Fh2>\u003Cp>Your plan includes a set number of actions each month. If you run out, automation pauses until the allowance resets, though anything you do yourself keeps working. To keep automation going sooner, go to \u003Cstrong>Settings\u003C\u002Fstrong> → \u003Cstrong>Billing\u003C\u002Fstrong>, find \u003Cstrong>Top-up balance\u003C\u002Fstrong> and click \u003Cstrong>Top up\u003C\u002Fstrong> (the same button is on \u003Cstrong>Settings\u003C\u002Fstrong> → \u003Cstrong>Usage\u003C\u002Fstrong>). The sheet shows your balance in actions. Pick a bundle: the larger bundles carry a badge with how much you save, for example 2,500 actions for R199 shows \u003Cstrong>Save 20%\u003C\u002Fstrong>. Then click \u003Cstrong>Buy\u003C\u002Fstrong>, which names the price, to pay with your card on file. Top-ups are only used once your plan's actions run out, and they don't expire, so nothing you buy goes to waste.\u003C\u002Fp>\u003Cp>Only people who manage billing can top up. There's no automatic top-up: you choose when to buy a bundle, so your bill never grows without you deciding.\u003C\u002Fp>\u003Ch2 id=\"the-plans\">The plans\u003C\u002Fh2>\u003Cdiv class=\"rich-table\">\u003Ctable>\u003Cthead>\u003Ctr>\u003Cth>Plan\u003C\u002Fth>\u003Cth>Price\u003C\u002Fth>\u003Cth>Actions a month\u003C\u002Fth>\u003Cth>Team seats\u003C\u002Fth>\u003Cth>Local card fee\u003C\u002Fth>\u003Cth>International card fee\u003C\u002Fth>\u003C\u002Ftr>\u003C\u002Fthead>\u003Ctbody>\u003Ctr>\u003Ctd>Sneaky Side Hustle\u003C\u002Ftd>\u003Ctd>Free\u003C\u002Ftd>\u003Ctd>100\u003C\u002Ftd>\u003Ctd>1\u003C\u002Ftd>\u003Ctd>4.5% + R 2\u003C\u002Ftd>\u003Ctd>4.7% + R 2\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Steady Startup\u003C\u002Ftd>\u003Ctd>R239\u003C\u002Ftd>\u003Ctd>5 000\u003C\u002Ftd>\u003Ctd>3\u003C\u002Ftd>\u003Ctd>3.5% + R 2\u003C\u002Ftd>\u003Ctd>3.7% + R 2\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Growing Business\u003C\u002Ftd>\u003Ctd>R499\u003C\u002Ftd>\u003Ctd>8 000\u003C\u002Ftd>\u003Ctd>5\u003C\u002Ftd>\u003Ctd>3.0% + R 2\u003C\u002Ftd>\u003Ctd>3.2% + R 2\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Established Entrepreneur\u003C\u002Ftd>\u003Ctd>R999\u003C\u002Ftd>\u003Ctd>15 000\u003C\u002Ftd>\u003Ctd>5+\u003C\u002Ftd>\u003Ctd>3.0% + R 2\u003C\u002Ftd>\u003Ctd>3.2% + R 2\u003C\u002Ftd>\u003C\u002Ftr>\u003C\u002Ftbody>\u003C\u002Ftable>\u003C\u002Fdiv>\u003Cp>Established Entrepreneur (R999 a month) is the top plan, with no cap on team members, and it's open to everyone: pick it from the plan cards, or from \u003Cstrong>Manage\u003C\u002Fstrong> if you already pay for a plan. Your plan card is the source of truth for your own price, including any discount. The full feature-by-feature comparison is on \u003Ca href=\"https:\u002F\u002Fstub.africa\u002Fpricing\">the pricing page\u003C\u002Fa>.\u003C\u002Fp>\u003Cp>Which plan a feature needs is decided feature by feature, and the app tells you which one when you meet a locked feature — "Get the general ledger on the Steady Startup plan". Most of what the guide marks as paid — bills, purchase orders, assets, the General Ledger, management reports, files, tags, extra team members, multiple currencies, automatic bank sync — is on \u003Cstrong>Steady Startup\u003C\u002Fstrong>. Sales Tax, income tax and \u003Ca href=\"https:\u002F\u002Fstub.africa\u002Fguide\u002Fpayroll\">payroll\u003C\u002Fa> are on \u003Cstrong>Growing Business\u003C\u002Fstrong>.\u003C\u002Fp>\u003Ch2 id=\"change-your-plan\">Change your plan\u003C\u002Fh2>\u003Cp>Click \u003Cstrong>Manage\u003C\u002Fstrong> on the plan card. A \u003Cstrong>Change plan\u003C\u002Fstrong> window opens with every plan in one dropdown, starting on the one you're on. Pick another and stub tells you what pressing Change will do before you press it:\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cstrong>Moving up\u003C\u002Fstrong> — "This starts immediately, and we charge you for the difference for the rest of this billing period." You're on the new plan straight away, and stub shows the exact amount it billed.\u003C\u002Fli>\u003Cli>\u003Cstrong>Moving down\u003C\u002Fstrong> — "This starts at the end of your current billing period." Nothing is charged today. You stay where you are until the date shown, and the plan card then carries a note saying which plan you're moving to and when.\u003C\u002Fli>\u003Cli>\u003Cstrong>On the free plan\u003C\u002Fstrong> — Billing shows the plans as cards and no plan card, because there's nothing to manage yet. Pick the plan you want from the cards to start a subscription.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>If you're on a legacy plan, stub asks you to confirm before it moves you, and names the price you'd be giving up. Read that sentence carefully — you can't go back to a legacy price once you've left it.\u003C\u002Fp>\u003Ch2 id=\"cancel\">Cancel\u003C\u002Fh2>\u003Cp>\u003Cstrong>Cancel subscription\u003C\u002Fstrong> is in the same \u003Cstrong>Change plan\u003C\u002Fstrong> window. stub asks once, and tells you exactly what you're agreeing to: "This ends your subscription right away. You lose its paid features now and your business moves to the free plan. We don't refund any part of the month you've already paid for. Your card won't be charged again." Your records stay. If you'd rather keep the paid features until the end of the month, move down to a cheaper plan instead. Full detail in \u003Ca href=\"https:\u002F\u002Fstub.africa\u002Fguide\u002Fcancel-or-close-account\">Cancel your subscription or close your account\u003C\u002Fa>.\u003C\u002Fp>\u003Ch2 id=\"your-payment-method-billing-date-and-billing-contact\">Your payment method, billing date and billing contact\u003C\u002Fh2>\u003Cp>Three rows sit just above the plan area, and they belong to a subscription that's already running — a free or trialing business won't see them.\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cstrong>Payment method\u003C\u002Fstrong> — the card stub bills, with its expiry. Click \u003Cstrong>Change\u003C\u002Fstrong> to open stub's secure billing portal and update it. There are no card fields in the app itself, because stub never stores or shows your card. If the card expires, this row says so.\u003C\u002Fli>\u003Cli>\u003Cstrong>Billing date\u003C\u002Fstrong> — the day of the month stub charges you. See \u003Ca href=\"https:\u002F\u002Fstub.africa\u002Fguide\u002Fchange-billing-date\">Change your billing date\u003C\u002Fa>.\u003C\u002Fli>\u003Cli>\u003Cstrong>Billing contact\u003C\u002Fstrong> — where subscription receipts and payment notifications go. By default that's the business email; click \u003Cstrong>Edit\u003C\u002Fstrong> to pick any team member's address or your own instead, and choose the business email again to clear the override.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>Your \u003Cstrong>Tax invoices\u003C\u002Fstrong> stay at the bottom of the page — see \u003Ca href=\"https:\u002F\u002Fstub.africa\u002Fguide\u002Fdownload-stub-invoices\">Download your stub tax invoices\u003C\u002Fa>.\u003C\u002Fp>\u003Ch2 id=\"if-you-are-on-a-trial-overdue-or-cancelled\">If you are on a trial, overdue or cancelled\u003C\u002Fh2>\u003Cp>A notice at the top of the page says where you stand.\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cstrong>Overdue\u003C\u002Fstrong> — stub will retry your card before the date shown, and if it still fails the business drops to Sneaky Side Hustle. If you have a card on file you don't have to wait: click \u003Cstrong>Pay now\u003C\u002Fstrong> on the plan card to settle it straight away.\u003C\u002Fli>\u003Cli>\u003Cstrong>Cancelled\u003C\u002Fstrong> — the subscription has ended and the business is on the free plan. Your records are all still there. To come back, pick a plan from the plan cards shown under your plan card. There's no \u003Cstrong>Manage\u003C\u002Fstrong> button on a cancelled plan.\u003C\u002Fli>\u003Cli>\u003Cstrong>Trial\u003C\u002Fstrong> — the date it ends, and the four plan cards below it to pick from.\u003C\u002Fli>\u003C\u002Ful>\u003Ch2 id=\"if-you-were-already-paying-before-the-plans-changed\">If you were already paying before the plans changed\u003C\u002Fh2>\u003Cp>Some businesses are on \u003Cstrong>Growing Business (Legacy)\u003C\u002Fstrong> at R189 — the plan that carried the Growing Business name before the four-plan sheet went live. It isn't the Growing Business on the pricing page: different price, and 3 seats rather than 5. stub honours it \u003Cstrong>until September 2027\u003C\u002Fstrong>, and says so on your plan card. See \u003Ca href=\"https:\u002F\u002Fstub.africa\u002Fguide\u002Flegacy-plans\">What the price change means if you were already paying\u003C\u002Fa>.\u003C\u002Fp>\u003Ch2 id=\"if-a-partner-manages-your-subscription\">If a partner manages your subscription\u003C\u002Fh2>\u003Cp>If you came to stub through a partner, clicking \u003Cstrong>Manage\u003C\u002Fstrong> tells you who handles your billing. Speak to them rather than to stub.\u003C\u002Fp>\u003Ch2 id=\"multiple-businesses\">Multiple businesses\u003C\u002Fh2>\u003Cp>Each business has its own subscription. Switch business first, then check \u003Cstrong>Settings\u003C\u002Fstrong> → \u003Cstrong>Billing\u003C\u002Fstrong>. See \u003Ca href=\"https:\u002F\u002Fstub.africa\u002Fguide\u002Fmanage-multiple-businesses-in-stub\">Run multiple businesses\u003C\u002Fa>.\u003C\u002Fp>",[1618,1620,1622,1624,1626,1628,1630,1632,1634,1636,1638,1640],{"id":1619,"text":947,"style":948},"start-with-the-trial",{"id":1621,"text":986,"style":948},"partner-offers",{"id":1623,"text":1016,"style":948},"read-your-plan-card",{"id":1625,"text":1106,"style":948},"buy-more-actions",{"id":1627,"text":1187,"style":948},"the-plans",{"id":1629,"text":1292,"style":948},"change-your-plan",{"id":1631,"text":1355,"style":948},"cancel",{"id":1633,"text":1388,"style":948},"your-payment-method-billing-date-and-billing-contact",{"id":1635,"text":1474,"style":948},"if-you-are-on-a-trial-overdue-or-cancelled",{"id":1637,"text":1527,"style":948},"if-you-were-already-paying-before-the-plans-changed",{"id":1639,"text":1563,"style":948},"if-a-partner-manages-your-subscription",{"id":1641,"text":700,"style":948},"multiple-businesses"]